Retirement calculators on the internet are all over the place! Some cost money, but most are free - quite a few use the same handful of calculator sources. Others give wildly different projections with the same information. Three calculators had similar outputs, but one said I was fine, one said I was more than fine, and one said I was in trouble. A few were clearly broken. Still, if you try out a wide variety of calculators, in the end you get an idea of what may be the truth.